body {margin:0; padding:0; background-color:#d5e5fe;}
form {margin:0; padding:0}

td, tr {font:12px/14px tahoma, arial, helvetica, sans-serif; color:#000033; vertical-align:top;  text-align:left;}

<!-- .end{ color:#000033;}
.end1{ color:#000033; font-size:10px;}
.end1 a{ color:#000033; text-decoration:none; font-size:10px;}
.end1 a:hover{ color:#000033; text-decoration:underline; font-size:10px;}
.end a{ color:#000033; text-decoration:none;}
.end a:hover{ color:#000033; text-decoration:underline;} -->

.m1{ background-image:url(images/m1.jpg); background-repeat:no-repeat;}
.m1m{ background-image:url(images/m1m.jpg); background-repeat:no-repeat;}
.m2{ background-image:url(images/m2.jpg); background-repeat:no-repeat;}
.m2m{ background-image:url(images/m2m.jpg); background-repeat:no-repeat;}
.m3{ background-image:url(images/m3.jpg); background-repeat:no-repeat;}
.m3m{ background-image:url(images/m3m.jpg); background-repeat:no-repeat;}
.m4{ background-image:url(images/m4.jpg); background-repeat:no-repeat;}
.m4m{ background-image:url(images/m4m.jpg); background-repeat:no-repeat;}
.m5{ background-image:url(images/m5.jpg); background-repeat:no-repeat;}
.m5m{ background-image:url(images/m5m.jpg); background-repeat:no-repeat;}

<!-- a{ color:#000033; text-decoration:underline;}
a:hover{ color:#000033; text-decoration:none;}
strong a{ color:#000033; text-decoration:underline; font-weight:normal;}
strong a:hover{ color:#000033; text-decoration:none; font-weight:normal;}
b a{ color:#000033; text-decoration:underline; font-weight:normal;}
b a:hover{ color:#000033; text-decoration:none; font-weight:normal;} -->


b{ color:#000033;}

.bigtitle (font-size:14px;)
.title (font-size:12px;)
.reg (font-size:10px;)
.11 (font-size:11px;)
.legal (font-size:8px;)
.contrast{ color:#004e8b;}



.r1 ul { margin:0; padding:0; list-style:none;}
.r1 li { background:url(images/ch_1.gif) center left no-repeat; margin:0 0 0 0; padding:1px 0 0 13px;}
.r1 li a {line-height:18px; color:#000033; text-decoration:underline; background-position:left center;}
.r1 li a:hover { text-decoration:none; color:#000033;}

.r2 ul{margin:0; padding:0; list-style:none; line-height:19px}
.r2 li {background:url(images/ch_2.gif) top left no-repeat; width:179px; height:20px }
.r2 li a{ color:#000033; font-size:11px; text-decoration:none; margin:0 0 0 35px}
.r2 li a:hover{ text-decoration:underline; color:#000033;}

.green ul { margin:0; padding:0; list-style:none;}
.green li a {line-height:16px; color:#8CB726; text-decoration:underline; background-position:left center;}
.green li a:hover { text-decoration:none; color:#8CB726;}


.long ul{margin:0; padding:0; list-style:none; line-height:13px;}
.long li {background:url(images/ch_3.gif) top left no-repeat; width:122px;  height:37px; padding-left:12px; line-height:14px;}
.long li a{ color:#000033; font-size:11px; text-decoration:underline;}
.long li a:hover{ text-decoration:none; color:#000033}


.form input{ width:119px; height:20px; padding:2px 0 2px 6px; font-size:11px;}
.form textarea{ width:119px; height:72px; padding:2px 0 2px 6px; font-size:11px; overflow:auto; font-family:tahoma, arial, helvetica, sans-serif;}


.kn a{font-size:11px; line-height:13px; color:#000033; vertical-align:top; text-align:left; text-decoration:underline;}
.kn a:hover{ text-decoration:none}

.top{width:192px; height:52px; background:url(images/sh1.jpg) bottom right no-repeat; padding:22px 0 0 33px; color:#000033}
.top a{ color:#000033; font-size:10px; text-decoration:none}
.top a:hover{ color:#000033; font-size:10px; text-decoration:underline}